All loans have payment programs, which have flexible and affordable payments, with NO prepayment penalties. Loan payments can be made automatically or through payroll deduction. Interest is calculated on the "simple interest" method.
We make loans for vehicle purchase and refinance, recreational vehicle purchase, home purchase and refinance home equity loans, and unsecured loans.
Vehicle Loans
We loan on all types and years of titled vehicles. Let us save you money on your new or used vehicle. We can even pre-approve you to make your car shopping easier and allow you the advantage of the "cash buyer" benefits at the dealer. Low competitive rates, easy repayment terms, credit disability and credit life insurance available at low rates. Click here for the current rates.
Mortgage Loans
Are you purchasing a home, refinancing to lower your rate or taking cash out, purchasing a second or investment property, check KTCCU’s mortgage program first.
Jan Falletti, the credit union’s mortgage loan specialist, can assist you in obtaining a mortgage loan that is tailored for you. The credit union has made the application process fast and simple. With a short phone call, you can be pre-approved and ready to shop for your new home. The credit union offers low interest rates, minimal closing costs, and an option to have your mortgage loan serviced by the credit union. Tell your realtor that you will be using KTCCU to finance your new home.
Click the following icon to obtain information about our rates, apply for a loan online, track the status of your loan, and obtain information about our mortgage products.
Home Equity Line of Credit
A Home Equity Loan from the Kansas Teachers Community Credit Union offers you an alternative way to fund anything you desire (i.e. cars, boats, vacations, home improvement, education), by using the equity in your home.
Student Loans
We offer Stafford, Plus, and Consolidation Federal Student Loans. Contact the credit union for more information. Also, check out the following link to Campus Door to pay for all those additional expenses the federal program did not cover. Campus Door can help!
Click here to apply for a loan.
