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Card Services

Visa Debit Card

Looking for a fast, convenient, and safe way to pay? Visa Debit Card purchases are automatically deducted from your credit union checking account and there's no interest to pay. Your monthly statement provides you with a record of all your transactions, making your record keeping simple. Using your Visa Debit Card is more convenient than writing checks and safer than carrying cash. Your Visa Debit Card is also accepted at millions of merchant locations world-wide anywhere Visa Debit Cards are accepted. Plus, you can use your Visa Debit Card to access your account (balance inquiries and cash withdrawals) at any ATM.

Contact the credit union to apply for your debit card.

Visa Debit Cardholder Liability

It is very important to protect the privacy of your debit card and pin number. Keep your card secured by using the following guidelines

  • Do not give out your pin number
  • Do not keep your pin number with your debit card (memorize the pin number)
  • When using the card, make sure no one is watching when the pin number is entered
  • Immediately notify the credit union if you discover fraudulent activity on your card

If fraudulent activity is discovered, the cardholder must notify the credit union within two days, after discovering the activity, which will limit the card holder's liability up to $50.00. If the credit union is not notified within the two day period, the cardholder liability could be up to $500.00.

To report a lost card or fraudulent activity, please call 866-737-1475 (during business hours) or 800-791-2525 (after business hours).

School Logo Visa Debit Card

The credit union has Visa Debit Cards with the Pittsburg High School Dragon and St. Mary's Colgan Panther school logos. Order your favorite debit card and support your school. When you use the card, KTCCU will donate to your school $.01 for every transaction.

There is no cost to obtain a card, however you must have a credit union checking account to obtain a logo debit card. Call or stop in to get your school debit card.

ATM Card

ATM cards are used to access your account (balance and cash withdrawals) through an ATM. The ATM Card will draw funds directly from your account (savings or checking). ATM Cards can not be used for store purchases.

Credit Card

Our Credit Card can be used world wide. Several different cards are available through the credit union. The following is a list of the cards available:

  • Visa Signature Card - Rewards program (cash back, airline tickets, merchandise)
  • Visa Platinum - Traditional credit card no rewards program
  • American Express - Cash back rewards on purchases
  • Young Adult 16 yrs or older - Apply with a cosigner
  • Business Cards - Visa Platinum Business Rewards, Visa Business Travel, Visa Business

For more information or to apply for a credit card, click the following button.

Apply Online

Visa Gift Card

When it comes to figuring out the perfect gift, gift cards are magical. They're the convenient, simple choice for busy shoppers. Whether it's a holiday, a birthday, a wedding, or any occasion a Gift Card is just the trick. Purchasing Gift Cards is as simple as determining the gift amount. Gift Cards are the perfect gift because they're safer than cash, easy to use, and can be used anywhere Visa Cards are accepted. Track your purchases and check your gift card balance online.

The cost per card is $3.50 and gift cards may be purchased at any of our branch locations.

Re-Loadable Prepaid Visa Debit Card

Our new prepaid Visa card helps you manage your money because it's pre-funded. That means you can only spend the amount on the card. We even provide an online management tool so you can track your spending on a computer. Want to spend more? Then add more to the card. You can load additional funds onto the card simply by going to the online management tool. Then use the card wherever debit cards are accepted.

Avoid being overdrawn and eliminate overdraft fees. Since you can't spend more than what's loaded on the card, you'll never be overdrawn. That means no embarrassing mistakes. Our prepaid debit card is also very safe. That's because it's not linked to any account, so if it's lost or stolen, you won't have any risk. And it's much safer than carrying cash. Just take a few minutes and obtain your card at any of our branch locations.

Surcharge Free ATM Network

The credit union is part of a surcharge free ATM network. There are over 1,117 locations in Arkansas, Arizona, California, Colorado, Georgia, Kansas, Louisiana, Missouri, Nebraska, New Mexico, Oklahoma, Tennessee, and Texas. In addition, all Kansas Walgreen Drug Store ATMs are also part of this network. To locate a surcharge free ATM log on to Click on ATM Locator, and then enter the city or zip code.

Why pay an ATM surcharge fee to access your money. There are 9 surcharge free ATMs located in Pittsburg, 4 located in Coffeyville, 3 located in Independence, and 1 located in Fort Scott.

These are some of the locations available to KTCCU members.

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