SMART OPTION STUDENT LOAN
The Smart Option Student Loan is an ideal solution for families that still need education funds after they have maximized grants, scholarships, and federal loans. Use the funds for tuition, fees, room and board, and other school-certified expenses.

Apply on our online application. Simply go to the home page and click (Apply Now) in the Smart Option advertisement on the home page.

You must pay interest while in school and during the six month separation period. However, you could save an average of 34% over the traditional private deferred student loan and potentially pay the loan off 8 years sooner. If you need more information, see our web site or contact a loan officer at any of the credit union locations.

MORTGAGE LOAN RATES AT HISTORICAL LOWS
Mortgage loan rates are at a record low. Now is the time to purchase a new home or refinance your current mortgage. The credit union's mortgage programs have mimimal processing fees and low interest rates.

Take advantage of the low rates now. Contact a loan officer at any of our branch locations to receive more information.

PAYROLL DEPOSIT
Are you still waiting in lines to cash your paycheck? Why not set up a direct deposit of your paycheck into your credit union account. Its easy, speak to your employer's payroll department, provide them with your account number and the credit union's routing number (301179410). Then your next payroll check will be deposited into your account.

You can view your account with our free internet Home Banking system or use your phone to get account information through the Phone Access System. Contact the credit union to activate these services.

If you need cash get an ATM or Visa Debt card to access your account at any of our surcharge free ATM machines.

HOURS OF OPERATION
Just a reminder of the credit union's hours of operation.

Pittsburg
Mon-Thurs Lobby 9:00 AM to 4:00 PM
Fri Lobby 9:00 AM to 6:00 PM

Mon-Thurs Drive Thru 8:00 AM to 4:00 PM
Fri Drive-Thru 8:00 AM to 6:00 PM
Sat Drive-Thru 9:00 AM to 12:00 PM

Independence/Coffyville/Fort Scott
Mon-Fri Lobby + Drive-Thru 9:00 AM to 5:00 PM