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Certificate Special

Earn 2X the national average. 4.10% APY* 7 month CD Special. new money only

LOCK IN YOUR RATE

Grow your savings with a guaranteed fixed rate and a short seven-month term. It's a simple, predictable way to earn more on your money. Don't wait to secure a guaranteed return.

Guaranteed growth

A competitive fixed rate helps your savings earn more.

NCUA Insured

Your deposits are federally insured to at least $250,000.

Start with just $500

A low minimum opening deposit makes it easier to get started.

Short commitment

Put your money to work without locking it away for years.

LOCK IN YOUR RATE

Getting Started is simple

Step 1

Choose how to connect

Complete the form below, call us or visit a branch.

Step 2

Talk with our team

We will answer your questions and explain the next steps.

Step 3

Open your certificate

Deposit at least $500 in new money and lock in your rate.

Ready to get started?

Complete this short form and a KTCCU team member will contact you to answer your questions and help you open your CD.

You can also call us at 620-231-5719 Monday–Friday, 9 AM–5 PM, or visit a branch.

 

Still have questions?

Come into any one of our branches or give us a call at 620-231-5719.

*APY = Annual Percentage Yield. Promotional rate effective August 1, 2026. New money only. Minimum $500 opening deposit. Penalty for early withdrawal. Fees could reduce earnings. Rate subject to change without notice. Membership eligibility required. As of 7/20/2026 the US deposit rate for a 6-month CD is 1.38% APY per S&P Global.