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Checking Bonus

Get $150 for your family and $50 for your school when you open qualifying checking and youth savings accounts

Now is a great time to see why more families are choosing KTCCU for affordable everyday banking with no monthly maintenance fees, low opening deposits, convenient mobile banking, and personalized local service. As an added bonus, for a limited time you can earn extra cash for your family while helping support a local school.*

Limited Time Offer

$150

Earn $150 for Your Family

When you open both an adult checking account and youth savings account.

$50

Plus $50 for Your School

We will donate $50 to the eligible local school you select.

Ready to open your new accounts?

Complete this short form and a KTCCU team member will contact you to answer your questions and help you open your accounts.

 

You can also call 620-231-5719 Monday–Friday, 9 AM–5 PM, or visit a branch.

 

Why Choose KTCCU Checking?

No monthly service charge

No Monthly
Service Charge

Mastercard debit card

Mastercard
Debit Card

Online banking access

Online Banking
Access

Only $25 minimum opening deposit

Only $25 Minimum
Opening Deposit

Friendly local service

Friendly,
Local Service

 

Still have questions?

Come into any one of our branches or give us a call at 620-231-5719.

*Offer valid July 1, 2026 through September 30, 2026 for individuals who do not currently own a KTCCU checking account. Accounts that are closed and reopened do not qualify. Limit one adult bonus, one youth bonus, and one school donation per qualifying checking account and youth savings account pair. Qualified members will receive a $100 bonus for opening a new KTCCU checking account, a $50 bonus for opening a new KTCCU youth savings account, and a $50 donation to the participating local school selected by the member from KTCCU's approved list. If the adult is a new member, a primary savings account with a minimum opening deposit of $5 is also required to establish membership. To qualify, members must open a new KTCCU checking account (minimum opening deposit of $25) and a new KTCCU youth savings account (minimum opening deposit of $5) for a minor under age 18. Membership eligibility is required. The checking account owner must also be a joint owner on the youth savings account. Both promotional accounts must be opened during the promotional period, within 30 days of each other, and enrolled in eStatements and remain in good standing with KTCCU for at least 90 days after the second qualifying account is opened and until incentives are paid. A member is considered in good standing if all KTCCU accounts remain open as required by this promotion, are not overdrawn or restricted, and the member is not delinquent on any KTCCU loan or other account obligation. In addition, the checking account must complete at least 20 qualifying transactions or receive at least $500 in total qualifying direct deposits that post within the first 90 days after the checking account is opened. Qualifying direct deposits include electronic ACH deposits of payroll, pension, Social Security, or other government benefits. Transfers between accounts, mobile check deposits, remote deposits, person-to-person (P2P) payments, and other non-payroll ACH credits do not qualify. Qualifying transactions include posted checking account activity such as deposits, withdrawals, transfers, debit card purchases, checks, and electronic payments. Fees, interest or dividend credits, promotional bonus credits, and reversed or refunded transactions do not qualify. KTCCU reserves the right to determine whether transaction activity is conducted primarily to qualify for the promotional bonus rather than for normal account use. Transactions determined by KTCCU to be repetitive, artificial, abusive, or otherwise inconsistent with the intent of this promotion may not be counted toward the qualifying transaction requirement.  Incentives will be paid within 45 days after eligibility requirements have been met and verified. Bonuses may be reported as interest income for tax purposes. This offer cannot be combined with any other promotional offer. KTCCU reserves the right to modify, suspend, or terminate this promotion at any time.