Auto Loans As Low as 3.99% APR*!
Whether you're buying a new vehicle or refinancing your current loan, we make auto financing simple, fast, and affordable. Getting pre-qualified makes car shopping easier than ever and gives you the confidence of knowing your budget beforehand.
Already have an auto loan? Refinancing with KTCCU may help you lower your rate or monthly payment. It's a quick process and you could start saving right away.
APPLY NOW
Why finance with KTCCU?
Competitive
Rates
Competitive rates and flexible terms designed to fit your budget.
Get
Pre-Qualified
Know your loan amount before car shopping.
Fast
Funding
Many applications are approved the same or next business day.
First Payment
Flexibility
Enjoy up to 45 days before your first payment is due.
Friendly,
Local Service
Personalized service from a local team you can count on.
GET STARTED
| 1. Apply online or in person |
Complete our secure online application or come into a branch. |
| 2. Receive a lending decision |
Our lending team will review your application and follow up if any supporting documents are needed. |
| 3. Review and sign your documents |
If approved, review and sign your loan documents easily and conveniently. |
| 4. Finalize your loan |
Once everything is complete, we will finalize your loan so you can drive away with your new vehicle. |
GET STARTED
Frequently Asked Questions
Choosing KTCCU for your auto loan means working with a local credit union that offers competitive rates and personalized service to help guide you through the auto loan process.
No. You do not need to be a member to apply for an auto loan with KTCCU. If your loan is approved, we can help establish your membership as part of the lending process.
You can apply online, give us a call, or visit one of our branches in Southeast Kansas to speak with a lender about available financing options.
Completed auto loan applications may be finalized as soon as the same day or the next business day.
Yes. KTCCU finances both new and used vehicles, including cars, trucks, and SUVs.
Yes. Refinancing an auto loan from another financial institution may help lower your monthly payment or interest rate.
No. KTCCU does not charge prepayment penalties on auto loans.
Still have questions?
Come into any one of our branches or give us a call at 620-231-5719.
*APR=Annual Percentage Rate. Rates as low as 3.99% APR available with approved credit for new and used auto loans. Actual rate may vary based on creditworthiness and loan terms. Automatic recurring ACH payments are required to qualify for and maintain the discounted rate. Offer available only for a limited time and subject to change without notice. Refinancing is available for loans from other financial institutions; existing KTCCU auto loans are not eligible. Kansas Teachers Community Credit Union reserves the right to modify or terminate this offer at any time.