PERSONAL LOANS AS LOW AS 9.99% APR*
Your plans do not have to wait. Whether you are planning a vacation, tackling home projects, consolidating higher-rate debt, or covering an unexpected expense, a personal loan from KTCCU can help you move forward with confidence.
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Personal Loan Options
Unsecured Personal Loan
Get the funds you need for almost anything—from unexpected expenses to consolidating debt and more. No collateral is required.
- Borrow up to your approved unsecured loan limit
- Flexible use for a variety of financial needs
- Fast, convenient access to funds
For a limited time, get a personal loan with rates as low as 9.99% APR*.
Deposit Secured Loan
A Deposit Secured Loan allows you to borrow against the funds you have on deposit with the credit union.
- Competitive rate - only 3% above the dividend rate earned on your deposit
- Keep your savings securely in place
- Once the loan is paid in full, your deposit remains yours
It's a smart way to borrow while continuing to build your savings.
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Why finance with KTCCU?
Quick Access
to Funds
Fast
Decisions
Simple Online
Application
Competitive
Rates
Friendly,
Local Service
Frequently Asked Questions
Choosing KTCCU for your personal loan means working with a local credit union that offers competitive rates and personalized service to help guide you through the lending process.
No. You do not need to be a member to apply for a personal loan with KTCCU. If your loan is approved, we can help establish your membership as part of the lending process.
You can apply online, give us a call, or visit one of our branches in Southeast Kansas to speak with a lender about available financing options.
Personal loan rates are typically fixed, which means your interest rate and monthly payment remain the same throughout the life of the loan.
Still have questions?
Come into any one of our branches or give us a call at 620-231-5719.
*APR = Annual Percentage Rate. Rates as low as 9.99% APR available for qualified borrowers for unsecured/personal loans. The advertised rate includes a 0.25 percentage-point reduction from the lowest standard rate of 10.24% APR for qualifying automatic recurring ACH payments. Automatic recurring ACH payments are required to qualify for and maintain the discounted rate. Actual rate may vary based on creditworthiness and loan terms. All loans are subject to credit approval. Must meet membership criteria. Kansas Teachers Community Credit Union reserves the right to modify rates and terms at any time.