Set Up Online Banking

Check balances, move money, pay bills, and manage your account anytime, from your phone or computer.

First-time registration

Before you begin, have the following information ready:

• Your KTCCU account number
• Your date of birth
• The last four digits of your Social Security number
• Your email address and mobile phone number

1. Select Register for Online Banking below.
2. Follow the prompts to verify your identity.
3. Create your username and password, then register your device when prompted.
4. Sign in and explore your account information and available tools.

Set Up Direct Deposit

Make payday easier by having your paycheck or other recurring payments deposited directly into your account.

Most employers and payment providers will ask for your credit union's routing number, your account number for deposits, and whether the account is checking or savings.

How to get started

1. Get the correct account number for direct deposits. Ask KTCCU if you are not sure which number to use.
2. Access your employer's payroll portal or request a direct deposit form.
3. Enter the KTCCU routing number, your account number, and your account type.
4. Submit your request. Your employer or payment provider can tell you when the change will take effect.

Deposit Checks From Your Phone

Save a trip to the branch by depositing eligible checks through the KTCCU mobile app.

How it works

1. Sign in to the KTCCU mobile banking app.
2. Find the mobile check deposit feature.
3. Follow the on-screen instructions for the amount, endorsement, and photos of the front and back of your check.
4. Review the information and submit your deposit.
5. Keep your check safely until the deposit has been confirmed and KTCCU's retention instructions have been met.

Manage Your Debit Card

Keep your card close at hand and take control of how you use it.

Get started with your card

1. Follow the activation instructions provided with your debit card.
2. Use your card for everyday purchases and ATM withdrawals wherever it is accepted.
3. Sign in to Online Banking to explore available debit card management tools.

If your debit card is lost or stolen, contact KTCCU as soon as possible. Do not wait for the next business day to report a missing card.

Go Paperless With eStatements

Get convenient access to your account statements without waiting for paper copies in the mail.

1. Sign in to KTCCU Online Banking.
2. Find the eStatements option.
3. Review the disclosures and follow the prompts to enroll, if you have not already done so.
4. Return to Online Banking whenever you need to view your available statements.

Set Up Account Alerts

Stay informed about your money with notifications for the account activity that matters to you.

1. Sign in to Online Banking.
2. Look for account alerts or notification settings.
3. Choose the available alerts that are useful to you and select your notification preferences.
4. Save your settings.

Depending on the available alert types, you may be able to receive updates about balances, transactions, or other account activity.

Save Automatically With Savings Jar

Small amounts can add up. Savings Jar helps you build savings through everyday debit card purchases.

Savings Jar is designed to help make saving part of your normal routine. Ask our team about eligibility and how to enroll.

Find ATMs and Shared Branches

Get access to your money at home and on the go.

KTCCU members can use participating surcharge-free ATMs and shared branching locations. Check the locator before you travel for participating locations and available services.

Keep Your Account Safe

A few simple habits can help protect your information and your money.

• Use a strong, unique password for Online Banking.
• Review your account activity regularly and report anything unfamiliar.
• Be cautious with unexpected calls, emails, and text messages asking for account information or security codes.
• If something seems suspicious, contact KTCCU using a phone number or website you know is legitimate.