Rates Effective as of: 08/14/2023

Savings & Checking

Account Type	Min. to Open Account	Min. to Earn Dividends	APY*
Savings	$5	$50	0.05%
IRA Savings	$5	$50	0.05%
Checking	$25	$2,000	0.03%

 

Certificate of Deposit

Term	Min. to Open Account	APY*
3 Month	$500	3.25%
6 Month	$500	3.25%
12 Month	$500	4.50%
18 Month	$500	4.50%
24 Month	$500	4.50%
30 Month	$500	4.00%
36 Month	$500	3.50%
48 Month	$500	3.50%

Youth Certificate of Deposit

Term	Min. to Open Account	APY*
13 Month	$100	1.40%

*APY = Annual Percentage Yield 

Deposits in KTCCU are insured by the National Credit Union Association for up to $250,000. Rates are subject to change monthly. Certificates have a penalty for early withdrawal. Specific disclosures on deposit accounts are available upon request.